I woke this morning to find myself stuck with the reality that I was going to have to dress in several layers of clothing due to the subzero temperatures and that I would also have to shovel my car out of the snow if I was to make it to work on time today. How many times has this happened to you? The story ends with either you having a bad day at work due to the weather or you are late and get in trouble for it. There is an option and it is a warm one.
Orlando -- yes, Orlando, Florida. Home of Disney World, Sea World, and several other theme parks. Did you know that Orlando has even more to offer than that? Did you know that Orlando is within an hour’s drive to the beautiful beaches of Daytona and Tampa Bay? Did you know that Orlando is less than 45 minutes from watching the Space Shuttle take off and land? You see Orlando has come a long way from that little city in the middle of central Florida. Orlando is one of the top ten bests as far as vacation destinations for families. There is something in Orlando for everyone in the family.
Does Dad like watching the NBA? Well, Orlando has its own team to watch. Does he like to watch Nascar? In Daytona he can see it all first hand at the Daytona 500 or travel a little further south to Homestead and see the race there. What does Mom like? Craft fairs? The downtown Orlando area and surrounding cities all have a huge variety of craft fairs and festivals for the family. From a Spanish festival in Tampa to a Crab festival in Daytona there is always something going on in the greater Orlando area. Jacksonville, Miami, and Tampa all have pro football teams and that does not even begin to say about the legendary Florida Gators, Florida State Seminoles, or Miami Hurricanes.
The city of Orlando is growing at such a rapid rate, new jobs are moving into Orlando, and it’s amazing. The whole family can enjoy the beautiful tropical weather year-round and not have to worry about shoveling the snow or layering clothes as they walk out the door. If my greatest concern as I went to work was did I bring the suntan lotion or not, I would sure be happy and looking forward to work every day. Please take a moment and see what you Orlando real estate agent can find for you. Now is the best time to move to the land of sunshine and warm weather!
Friday, December 26, 2008
Friday, December 12, 2008
Orlando Foreclosures
Online is a wonderful place to get an updated listing and maintain a list of the local home foreclosures in Orlando. The location and times of public auctions will be updated here as well as rather it’s a public auction or a private auction. The insight is wonderful when looking to purchase Orlando foreclosure property as an investment or even your next home.
Many times the lending institution that holds the deed to the foreclosed property will accept as low as the payoff on the balance due so they can stop losing money and clear their books. You may even find that your realtor can negotiate closing fees, along with other fees involved in the purchase of a foreclosed home. This will leave you room for improvements to the home if there are any needed. Since the realtor is in direct communication with the lending institution, the process will be fast and simple.
The listings for these Orlando Foreclosed properties can be found online through various sites, in your local paper, a lending institution and published at some courthouses. It is important, if you are dealing with a public auction foreclosure, that you and your realtor are there with all the basic and legal information pertaining to the property you are there to bid on. Keep in mind in a public auction the bid is open to everyone who. Be prepared in a case such as that to have to go back and forth with someone and that you have your financing lined up before bidding.
If you find a property that has been foreclosed on, your realtor will be in contact with the realtor representing the bank or finance company that has foreclosed on the property. This process can take a few days in getting a response on your bid and they may have a deadline to close the bidding by. If that is the case, remember you are not the only one bidding on the property and if you bid to low you will stand a good chance of being outbid, however, you will not know until the bidding is closed.
In some cases the home you are bidding on has either been vacant for a long period of time or was destroyed by the previous owners before foreclosure. You may, in that case, have some repairs to do so keep that in mind when deciding on the top bid you will place on the property. While buying foreclosed property can be a wonderful investment it is important to work with a knowledgeable realtor and have an attorney available to handle your legal needs should any arise.
Many times the lending institution that holds the deed to the foreclosed property will accept as low as the payoff on the balance due so they can stop losing money and clear their books. You may even find that your realtor can negotiate closing fees, along with other fees involved in the purchase of a foreclosed home. This will leave you room for improvements to the home if there are any needed. Since the realtor is in direct communication with the lending institution, the process will be fast and simple.
The listings for these Orlando Foreclosed properties can be found online through various sites, in your local paper, a lending institution and published at some courthouses. It is important, if you are dealing with a public auction foreclosure, that you and your realtor are there with all the basic and legal information pertaining to the property you are there to bid on. Keep in mind in a public auction the bid is open to everyone who. Be prepared in a case such as that to have to go back and forth with someone and that you have your financing lined up before bidding.
If you find a property that has been foreclosed on, your realtor will be in contact with the realtor representing the bank or finance company that has foreclosed on the property. This process can take a few days in getting a response on your bid and they may have a deadline to close the bidding by. If that is the case, remember you are not the only one bidding on the property and if you bid to low you will stand a good chance of being outbid, however, you will not know until the bidding is closed.
In some cases the home you are bidding on has either been vacant for a long period of time or was destroyed by the previous owners before foreclosure. You may, in that case, have some repairs to do so keep that in mind when deciding on the top bid you will place on the property. While buying foreclosed property can be a wonderful investment it is important to work with a knowledgeable realtor and have an attorney available to handle your legal needs should any arise.
Tuesday, December 9, 2008
Orlando Short Sale, the Alternative to Foreclosure
With the trying times we live in now and the uncertainty of job security you can find yourself in a bind with your bills. One of our largest responsibilities is our mortgage payment. When you are initially looking for a home you base your available mortgage payment on your income. Well, you don’t imagine for a second the possibility of losing your job or being laid off. This happens everyday to wonderful people just like us.
Where once in life there was no solution other than foreclosure you have now have the option of a short sale. The housing market has taken off in Orlando, which plays a key role in a short sale. With a short sale your lender agrees to let you sell your home for less than the balance you owe. In some cases your realtor can even negotiate with your lender so that your balance owed will not affect your credit rating to severely. The short sale is a convenient solution for you as a homeowner who is behind on your mortgage and wish to avoid foreclosure.
You as the homeowner can avoid the financial distress of foreclosure by working closely with an Orlando real estate agent in selling your home. If you cannot afford your mortgage and are behind as well as owe the bank more than what your home is worth, an Orlando real estate agent has the answer for you.
With the assistant of an experienced agent you can avoid the expense and stress of a foreclosure and the rating on your credit report for the next 10 years. The agent will negotiate with your bank to allow you to sell your home for less than you owe and negotiate to have your mortgage completely discharged at the payment of your loan after the sell of your home, which in turn will eliminate the threat of you being held responsible for your balance after the sell of your home.
There are many reasons homeowners get in over their heads but with an Orlando real estate agent you can be relieved of those unforeseen problems. For a reasonable fee and based on your situation there is a wonderful solution and the effect on your credit is much less severe. The best part of all is that all the services an agent needs to process your short sell is usually under one roof. This means that once your agent comes to an agreement with your lender on the balance owed you can list your home. In the event of your home selling the assistance your agent will need to close the sell is in the same building with them.
Where once in life there was no solution other than foreclosure you have now have the option of a short sale. The housing market has taken off in Orlando, which plays a key role in a short sale. With a short sale your lender agrees to let you sell your home for less than the balance you owe. In some cases your realtor can even negotiate with your lender so that your balance owed will not affect your credit rating to severely. The short sale is a convenient solution for you as a homeowner who is behind on your mortgage and wish to avoid foreclosure.
You as the homeowner can avoid the financial distress of foreclosure by working closely with an Orlando real estate agent in selling your home. If you cannot afford your mortgage and are behind as well as owe the bank more than what your home is worth, an Orlando real estate agent has the answer for you.
With the assistant of an experienced agent you can avoid the expense and stress of a foreclosure and the rating on your credit report for the next 10 years. The agent will negotiate with your bank to allow you to sell your home for less than you owe and negotiate to have your mortgage completely discharged at the payment of your loan after the sell of your home, which in turn will eliminate the threat of you being held responsible for your balance after the sell of your home.
There are many reasons homeowners get in over their heads but with an Orlando real estate agent you can be relieved of those unforeseen problems. For a reasonable fee and based on your situation there is a wonderful solution and the effect on your credit is much less severe. The best part of all is that all the services an agent needs to process your short sell is usually under one roof. This means that once your agent comes to an agreement with your lender on the balance owed you can list your home. In the event of your home selling the assistance your agent will need to close the sell is in the same building with them.
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